What if I change my mind?
How Long will my claim take?
Will I ever have to pay costs out of my own pocket?
How can I make the claims process as quick as possible?
In order to speed up the claims process, please provide as much information as you can about your financial agreement. It’s always a good idea to save policy documents; by providing these, we can locate your policy using your credit history.
This will also help avoid requests for further information later on in the process.
What are Courmacs Legal’s Fees for a PCP Claim
At Courmacs Legal, we operate on a no win, no fee basis, meaning you won’t pay anything upfront or if your claim is unsuccessful*. If your claim is successful, our fees are deducted from the compensation awarded, and these are capped to ensure fairness. Below is a breakdown of our fee structure:
Example Calculations:
| Band | Compensation Amount (£) | Maximum Fee Percentage (%) | Maximum Fee Amount (£) |
| 1 | 1-1,499 | 30% | 420 |
| 2 | 1,500 – 9,999 | 28% | 2,500 |
| 3 | 10,000 – 24,999 | 25% | 5,000 |
| 4 | 25,000 – 49,999 | 20% | 7,500 |
| 5 | 50,000 or above | 15% | 10,000 |
- If your compensation is £1,000, our maximum fee would be 30% (£300), plus VAT (£60), making the total fee £360.
- If your compensation is £5,000, our maximum fee would be 28% (£1,400), plus VAT (£280), making the total fee £1,680.
- If your compensation is £50,000, our maximum fee would be 15% (£7,500), plus VAT (£1,500), making the total fee £9,000.
What happens after I sign up?
Once you’ve signed up, we’ll confirm your details and begin preparing your claim. You’ll receive a confirmation email and regular updates as we progress.
Will I ever have to pay costs out of my own pocket?
We work on a no win, no fee basis, meaning your claim is entirely backed by insurance. If your claim doesn’t win, our fees will be covered by insurance, and your case will be closed with no hidden costs to you. If your claim is successful, the lender will pay your compensation into our client account, our percentage of fees (plus VAT) will be deducted, and the remaining compensation will be paid promptly to you.
Please note: If you choose to cancel your claim outside the 14-day cooling-off period, you may be liable to cover the costs of our fees as outlined in our terms and conditions. As long as you allow us to continue working on your case and respond to our communications, you will never have to pay anything out of your own pocket, even if your claim is unsuccessful.
We are committed to complete transparency and ensuring there are no unexpected costs for our clients. If you have any questions about fees or cancellations, feel free to contact us.
